OVERVIEW
Health Insurance
Health Insurance is a type of insurance that covers the medical expenses of the insured due to an illness or accident in exchange for a premium amount. It enables the insurance company to provide medical coverage for hospitalization expenses, daycare procedures, critical illnesses, etc. A health plan also offers multiple benefits, including cashless hospitalization and free medical check-ups.
Key Benefits of Health Insurance Plans
Hospitalization Expenses
A health insurance plan covers the medical expenses such as room rent, doctor's fees, medicine costs, diagnostic test fees, etc.
Pre & Post Hospitalization Expenses
It covers the medical expenses that you may have incurred on an illness before getting hospitalized as well as follow-up treatment expenses incurred after getting discharged. The pre-hospitalization and post-hospitalization expenses are covered up to a fixed number of days as specified in the policy document.